| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 68.04 | 57.22 | 64.58 |
| Total Income | 69.45 | 64.14 | 64.63 |
| Interest | 24.47 | 26.11 | 25.67 |
| Employee Expenses | 4.30 | 3.45 | 3.19 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 4.23 | 2.88 | 2.75 |
| TOTAL OPERATING EXPENDITURE | 33.00 | 32.44 | 31.61 |
| Operating Profit Before Prov. & Cont. | 36.45 | 31.70 | 33.02 |
| Provisions & Write Offs | 0.00 | 4.00 | 0.50 |
| Depreciation | 0.14 | 0.17 | 0.23 |
| TOTAL EXPENDITURE | 33.14 | 36.61 | 32.34 |
| Tax | 6.06 | 4.90 | 6.70 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.04 | 0.00 | 0.00 |
| Reported Profit After Tax | 30.20 | 22.63 | 25.58 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 30.20 | 22.63 | 25.58 |
| | | | |
| EPS (Unit Curr.) | 3.26 | 2.44 | 2.76 |
| EPS (Adj) (Unit Curr.) | 3.26 | 2.44 | 2.76 |
| Calculated EPS (Unit Curr.) | 3.26 | 2.44 | 2.76 |
| Calculated EPS (Adj) (Unit Curr.) | 3.26 | 2.44 | 2.76 |
| Calculated EPS (Ann.) (Unit Curr.) | 13.05 | 9.78 | 11.05 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 13.05 | 9.78 | 11.05 |
| Book Value (Unit Curr.) | 130.38 | 127.05 | 124.54 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 92.60 | 92.60 | 92.60 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 89.54 | 94.06 | 90.09 |
| PBDTM(%) | 53.57 | 48.41 | 50.34 |
| PATM(%) | 44.39 | 39.55 | 39.61 |
| | | | |
| Net Interest Income | 32.15 | 22.01 | 25.04 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 50.00 | 30.20 | 45.11 |
| Capital Adequacy Ratio | 69.70 | 59.94 | 56.86 |
| Tier I Capital | 69.18 | 59.53 | 56.48 |
| Tier II Capital | 0.52 | 0.41 | 0.38 |
| | | | |
| Gross Non Performing Assets | 54.49 | 94.11 | 0.00 |
| Net Non Performing Assets | 27.24 | 65.69 | 0.00 |
| (%) Gross Non Performing Assets | 3.22 | 5.61 | 2.82 |
| (%) Net Non Performing Assets | 1.61 | 3.92 | 1.55 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 1693.57 | 1676.55 | 1546.56 |