| Particulars | Sep 2025
Rs.Cr | Jun 2025
Rs.Cr | Mar 2025
Rs.Cr |
| Operating Income | 11907.79 | 11535.63 | 11454.23 |
| Total Income | 11916.73 | 11541.76 | 11460.25 |
| Interest | 5524.79 | 5400.76 | 5223.99 |
| Employee Expenses | 943.93 | 976.47 | 905.73 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 830.22 | 799.00 | 824.20 |
| TOTAL OPERATING EXPENDITURE | 7298.94 | 7176.23 | 6953.92 |
| Operating Profit Before Prov. & Cont. | 4617.79 | 4365.53 | 4506.33 |
| Provisions & Write Offs | 1333.33 | 1285.69 | 1563.29 |
| Depreciation | 174.44 | 173.11 | 171.06 |
| TOTAL EXPENDITURE | 8806.71 | 8635.03 | 8688.27 |
| Tax | 1029.17 | 979.42 | 498.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -226.33 | -228.42 | 134.59 |
| Reported Profit After Tax | 2307.18 | 2155.73 | 2139.39 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 2307.18 | 2155.73 | 2139.39 |
| | | | |
| EPS (Unit Curr.) | 12.27 | 11.46 | 11.38 |
| EPS (Adj) (Unit Curr.) | 12.27 | 11.46 | 11.38 |
| Calculated EPS (Unit Curr.) | 12.27 | 11.46 | 11.38 |
| Calculated EPS (Adj) (Unit Curr.) | 12.27 | 11.46 | 11.38 |
| Calculated EPS (Ann.) (Unit Curr.) | 49.06 | 45.85 | 45.51 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 49.06 | 45.85 | 45.51 |
| Book Value (Unit Curr.) | 321.13 | 310.93 | 299.30 |
| Dividend (%) | 240.00 | 0.00 | 0.00 |
| Equity | 376.20 | 376.13 | 376.08 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 73.98 | 73.52 | 71.30 |
| PBDTM(%) | 27.58 | 26.70 | 25.69 |
| PATM(%) | 19.38 | 18.69 | 18.68 |
| | | | |
| Net Interest Income | 6266.84 | 6026.43 | 6051.19 |
| Operating Expenses | 969.51 | 934.21 | 939.83 |
| Loan Losses & Provision | 1333.33 | 1285.69 | 1563.29 |
| Assets Under Management | 281309.46 | 272249.01 | 263190.27 |
| | | | |
| Return on Equity(%) | 15.40 | 15.07 | 15.59 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 27.76 | 29.29 | 27.65 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 8.19 | 8.11 | 8.25 |
| Provision Coverage Ratio(%) | 46.70 | 44.31 | 43.28 |
| Capital Adequacy Ratio | 20.68 | 20.79 | 20.66 |
| Tier I Capital | 19.98 | 20.16 | 20.03 |
| Tier II Capital | 0.70 | 0.63 | 0.63 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 4.57 | 4.53 | 4.55 |
| (%) Net Non Performing Assets | 2.49 | 2.57 | 2.64 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.89 | 2.76 | 2.87 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 278583.06 | 269227.04 | 259915.91 |