| Particulars | Mar 2024
Rs.Cr | Dec 2023
Rs.Cr | Sep 2023
Rs.Cr |
| Operating Income | 12613.14 | 11981.65 | 11575.94 |
| Total Income | 12643.31 | 12000.05 | 11590.16 |
| Interest | 7896.05 | 7653.34 | 7350.04 |
| Employee Expenses | 59.57 | 63.36 | 42.61 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | -23.91 | 80.99 |
| Other Expenses | 245.81 | 131.27 | 64.16 |
| TOTAL OPERATING EXPENDITURE | 8201.43 | 7824.06 | 7537.80 |
| Operating Profit Before Prov. & Cont. | 4441.88 | 4175.99 | 4052.36 |
| Provisions & Write Offs | -711.87 | 55.85 | -760.38 |
| Depreciation | 5.98 | 5.89 | 6.07 |
| TOTAL EXPENDITURE | 7495.54 | 7885.80 | 6783.49 |
| Tax | 890.24 | 873.33 | 741.36 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 241.23 | -28.39 | 292.44 |
| Reported Profit After Tax | 4016.30 | 3269.31 | 3772.87 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 4016.30 | 3269.31 | 3772.87 |
| | | | |
| EPS (Unit Curr.) | 15.13 | 12.42 | 14.33 |
| EPS (Adj) (Unit Curr.) | 15.13 | 12.42 | 14.33 |
| Calculated EPS (Unit Curr.) | 15.25 | 12.42 | 14.33 |
| Calculated EPS (Adj) (Unit Curr.) | 15.25 | 12.42 | 14.33 |
| Calculated EPS (Ann.) (Unit Curr.) | 61.01 | 49.66 | 57.31 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 61.01 | 49.66 | 57.31 |
| Book Value (Unit Curr.) | 0.00 | 246.04 | 239.70 |
| Dividend (%) | 0.00 | 0.00 | 35.00 |
| Equity | 2633.22 | 2633.22 | 2633.22 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 103.46 | 98.26 | 105.07 |
| PBDTM(%) | 40.86 | 34.39 | 41.58 |
| PATM(%) | 31.84 | 27.29 | 32.59 |
| | | | |
| Net Interest Income | 0.00 | 4153.00 | 3856.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 3.61 | 3.45 |
| Provision Coverage Ratio(%) | 0.00 | 70.41 | 69.37 |
| Capital Adequacy Ratio | 0.00 | 28.21 | 28.53 |
| Tier I Capital | 0.00 | 25.35 | 25.62 |
| Tier II Capital | 0.00 | 2.86 | 2.91 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 46358.00 | 41598.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 132049.00 | 104366.00 |
| Loan Book(Amt Rs cr) | 0.00 | 497466.00 | 474275.00 |