| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 1166.27 | 1057.03 | 988.87 |
| Total Income | 1173.31 | 1057.17 | 996.50 |
| Interest | 458.38 | 385.02 | 351.59 |
| Employee Expenses | 173.44 | 148.45 | 212.10 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 283.57 | 135.38 | 137.83 |
| TOTAL OPERATING EXPENDITURE | 915.39 | 668.85 | 701.52 |
| Operating Profit Before Prov. & Cont. | 257.92 | 388.32 | 294.98 |
| Provisions & Write Offs | 158.18 | 347.87 | 909.63 |
| Depreciation | 19.52 | 15.27 | 15.80 |
| TOTAL EXPENDITURE | 1093.09 | 1031.99 | 1626.95 |
| Tax | -22.29 | -2.60 | -35.59 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 40.18 | 9.05 | -123.82 |
| Reported Profit After Tax | 62.33 | 18.73 | -471.04 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 62.33 | 18.73 | -471.04 |
| | | | |
| EPS (Unit Curr.) | 0.81 | 0.24 | -6.10 |
| EPS (Adj) (Unit Curr.) | 0.81 | 0.24 | -6.10 |
| Calculated EPS (Unit Curr.) | 0.81 | 0.24 | -6.10 |
| Calculated EPS (Adj) (Unit Curr.) | 0.81 | 0.24 | -6.10 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.23 | 0.97 | -24.39 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.23 | 0.97 | -24.39 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 154.58 | 154.58 | 154.53 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 47.86 | 40.25 | -26.60 |
| PBDTM(%) | 8.55 | 3.83 | -62.16 |
| PATM(%) | 5.34 | 1.77 | -47.63 |
| | | | |
| Net Interest Income | 715.00 | 672.00 | 645.00 |
| Operating Expenses | 382.00 | 299.00 | 366.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 35631.00 | 30984.00 | 28396.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 53.40 | 44.50 | 45.70 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 54.47 | 56.79 | 84.47 |
| Capital Adequacy Ratio | 22.94 | 25.89 | 29.22 |
| Tier I Capital | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 |
| | | | |
| Gross Non Performing Assets | 0.00 | 539.00 | 547.00 |
| Net Non Performing Assets | 0.00 | 233.00 | 85.00 |
| (%) Gross Non Performing Assets | 1.84 | 1.85 | 2.10 |
| (%) Net Non Performing Assets | 0.85 | 0.81 | 0.33 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.76 | 0.26 | -7.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |