| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 2029.94 | 1922.76 | 1867.53 |
| Total Income | 2045.26 | 1924.89 | 1869.06 |
| Interest | 1178.28 | 1158.23 | 1118.79 |
| Employee Expenses | 83.76 | 80.07 | 81.68 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 106.35 | 105.27 | 93.79 |
| TOTAL OPERATING EXPENDITURE | 1368.39 | 1343.57 | 1294.26 |
| Operating Profit Before Prov. & Cont. | 676.87 | 581.32 | 574.80 |
| Provisions & Write Offs | -64.85 | -36.13 | -45.61 |
| Depreciation | 14.28 | 14.34 | 13.82 |
| TOTAL EXPENDITURE | 1317.82 | 1321.78 | 1262.47 |
| Tax | 167.67 | 130.77 | 124.37 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -7.34 | 0.91 | 10.52 |
| Reported Profit After Tax | 567.11 | 471.43 | 471.70 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 567.11 | 471.43 | 471.70 |
| | | | |
| EPS (Unit Curr.) | 21.82 | 18.14 | 18.16 |
| EPS (Adj) (Unit Curr.) | 21.82 | 18.14 | 18.16 |
| Calculated EPS (Unit Curr.) | 21.82 | 18.14 | 18.15 |
| Calculated EPS (Adj) (Unit Curr.) | 21.82 | 18.14 | 18.15 |
| Calculated EPS (Ann.) (Unit Curr.) | 87.27 | 72.57 | 72.61 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 87.27 | 72.57 | 72.61 |
| Book Value (Unit Curr.) | 0.00 | 629.00 | 611.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 259.93 | 259.86 | 259.84 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 94.58 | 92.35 | 93.13 |
| PBDTM(%) | 36.54 | 32.11 | 33.22 |
| PATM(%) | 27.94 | 24.52 | 25.26 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 76840.00 | 74724.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 2.29 | 2.21 |
| Net Interest Margin(%) | 0.00 | 3.70 | 3.68 |
| Provision Coverage Ratio(%) | 0.00 | 33.15 | 32.68 |
| Capital Adequacy Ratio | 0.00 | 28.78 | 29.13 |
| Tier I Capital | 0.00 | 27.98 | 28.06 |
| Tier II Capital | 0.00 | 0.80 | 1.07 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 1.19 | 1.24 |
| (%) Net Non Performing Assets | 0.00 | 0.80 | 0.84 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 2.51 | 2.54 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 5380.00 | 5341.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 71917.00 | 69501.00 |