BSE
Your Result on : Quarterly Results
PNB Housing Finance Ltd Industry :  Finance - Housing
BSE Code
540173
ISIN Demat
INE572E01012
Book Value (Rs)
690.2590177
NSE Symbol
PNBHOUSING
Divident Yield %
0.64
Market Cap
(Rs In Cr.)
20,408
P/E (TTM)
9.09
EPS (TTM)
86.21
Face Value
(Rs)
10
Quarters :
ParticularsDec 2025
Rs.Cr
Sep 2025
Rs.Cr
Jun 2025
Rs.Cr
Operating Income2109.572167.912063.88
Total Income2111.752171.522070.61
Interest1253.131267.341234.69
Employee Expenses106.0184.6893.54
Selling & Administrative Expenses0.000.000.00
Impairment of Assets0.000.000.00
Loss on Forex Transaction0.000.000.00
Other Expenses108.33112.5798.43
TOTAL OPERATING EXPENDITURE1467.471464.591426.66
Operating Profit Before Prov. & Cont.644.28706.93643.95
Provisions & Write Offs-40.58-113.18-56.23
Depreciation16.1116.3114.65
TOTAL EXPENDITURE1443.001367.721385.08
Tax143.30147.64131.08
Fringe Benefit Tax0.000.000.00
Deferred Tax4.4929.6722.72
Reported Profit After Tax520.96626.49531.73
Extra-ordinary Items0.000.000.00
Adjusted Profit After Extra-ordinary item520.96626.49531.73
    
EPS (Unit Curr.)20.0024.0620.45
EPS (Adj) (Unit Curr.)20.0024.0620.45
Calculated EPS (Unit Curr.)20.0024.0520.44
Calculated EPS (Adj) (Unit Curr.)20.0024.0520.44
Calculated EPS (Ann.) (Unit Curr.)79.9996.1981.76
Calculated EPS (Adj) (Ann.) (Unit Curr.)79.9996.1981.76
Book Value (Unit Curr.)710.00690.00673.00
Dividend (%)0.000.000.00
Equity260.51260.51260.13
Reserve & Surplus0.000.000.00
Face Value10.0010.0010.00
    
Public Shareholding (No. Of Shares)0.000.000.00
Public Shareholding (% in Equity)0.000.000.00
    
Pledged/Encumbered - No. of Shares0.000.000.00
Pledged/Encumbered - % in Total Promoters Holding0.000.000.00
Pledged/Encumbered - % in Total Equity0.000.000.00
    
Non Encumbered - No. of Shares0.000.000.00
Non Encumbered - % in Total Promoters Holding0.000.000.00
Non Encumbered - % in Total Equity0.000.000.00
    
PBIDTM(%)91.8796.2993.75
PBDTM(%)32.4637.8333.93
PATM(%)24.7028.9025.76
    
Net Interest Income0.000.000.00
Operating Expenses0.000.000.00
Loan Losses & Provision0.000.000.00
Assets Under Management86048.0083879.0082100.00
    
Return on Equity(%)0.000.0012.39
Operating Expenses to Net Interest Income(%)0.000.000.00
Cost to Income Ratio0.000.000.00
Loan Loss Provision Ratio0.000.000.00
Loans Spreads(%)2.222.262.23
Net Interest Margin(%)3.633.673.74
Provision Coverage Ratio(%)34.7234.1235.30
Capital Adequacy Ratio29.4629.8029.68
Tier I Capital28.9229.2128.96
Tier II Capital0.540.590.72
    
Gross Non Performing Assets0.000.000.00
Net Non Performing Assets0.000.000.00
(%) Gross Non Performing Assets1.041.041.06
(%) Net Non Performing Assets0.680.690.69
Return on Assets(Annualised)0.000.000.00
Return on Assets2.402.732.57
Loans Disbursed(Amt Rs cr)6217.005995.004980.00
Loans Sanctioned/Approved(Amt Rs cr)0.000.000.00
Loan Book(Amt Rs cr)82203.0079771.0077732.00
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SMS FINANCIAL SERVICES P. LTD -NSE SEBI No. AP1413004363 | BSE SEBI No. AP01091801121968
Ganesh S Shanbhag – AMFI Registered Mutual Fund Distributor. Registration Number – ARN-0988 – Valid Till 01/JUL/ 2027, Date of initial registration: 02/DEC/2004
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