| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 4854.40 | 4423.46 | 4117.44 |
| Total Income | 4888.47 | 4431.16 | 4126.23 |
| Interest | 1879.66 | 1647.59 | 1550.47 |
| Employee Expenses | 514.71 | 414.73 | 383.91 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 323.60 | 289.65 | 260.87 |
| TOTAL OPERATING EXPENDITURE | 2717.97 | 2351.97 | 2195.25 |
| Operating Profit Before Prov. & Cont. | 2170.50 | 2079.19 | 1930.98 |
| Provisions & Write Offs | 127.41 | 208.75 | 207.01 |
| Depreciation | 22.69 | 19.92 | 16.02 |
| TOTAL EXPENDITURE | 2868.07 | 2580.64 | 2418.28 |
| Tax | 512.99 | 483.76 | 451.49 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.42 | 3.68 | 5.33 |
| Reported Profit After Tax | 1507.84 | 1363.09 | 1251.14 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1507.84 | 1363.09 | 1251.14 |
| | | | |
| EPS (Unit Curr.) | 37.56 | 33.96 | 31.16 |
| EPS (Adj) (Unit Curr.) | 37.56 | 33.96 | 31.16 |
| Calculated EPS (Unit Curr.) | 37.56 | 33.95 | 31.16 |
| Calculated EPS (Adj) (Unit Curr.) | 37.56 | 33.95 | 31.16 |
| Calculated EPS (Ann.) (Unit Curr.) | 150.23 | 135.81 | 124.66 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 150.23 | 135.81 | 124.66 |
| Book Value (Unit Curr.) | 708.26 | 672.47 | 639.67 |
| Dividend (%) | 260.00 | 0.00 | 0.00 |
| Equity | 401.46 | 401.46 | 401.46 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 80.81 | 79.53 | 79.53 |
| PBDTM(%) | 42.09 | 42.28 | 41.87 |
| PATM(%) | 31.06 | 30.82 | 30.39 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 988.60 | 933.00 | 867.80 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 12218.10 | 97487.20 | 90197.00 |
| | | | |
| Return on Equity(%) | 21.76 | 20.70 | 19.99 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 32.80 | 33.07 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 11.27 | 11.60 | 11.54 |
| Provision Coverage Ratio(%) | 17.94 | 16.97 | 14.52 |
| Capital Adequacy Ratio | 23.71 | 25.11 | 26.96 |
| Tier I Capital | 22.95 | 24.37 | 26.21 |
| Tier II Capital | 0.75 | 0.74 | 0.75 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.41 | 4.22 | 4.30 |
| (%) Net Non Performing Assets | 2.79 | 3.51 | 3.68 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 5.85 | 5.81 | 5.74 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |