| Particulars | Dec 2023
Rs.Cr | Sep 2023
Rs.Cr | Jun 2023
Rs.Cr |
| Operating Income | 3167.73 | 3059.67 | 2998.69 |
| Total Income | 3175.73 | 3073.60 | 3026.32 |
| Interest | 1211.94 | 1156.29 | 1063.77 |
| Employee Expenses | 322.77 | 319.65 | 334.93 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 229.39 | 239.98 | 213.71 |
| TOTAL OPERATING EXPENDITURE | 1764.10 | 1715.92 | 1612.41 |
| Operating Profit Before Prov. & Cont. | 1411.63 | 1357.68 | 1413.91 |
| Provisions & Write Offs | 13.74 | 12.03 | 86.04 |
| Depreciation | 17.41 | 15.42 | 13.35 |
| TOTAL EXPENDITURE | 1795.25 | 1743.37 | 1711.80 |
| Tax | 353.69 | 337.29 | 346.14 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.47 | 1.93 | -6.73 |
| Reported Profit After Tax | 1027.26 | 991.00 | 975.12 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1027.26 | 991.00 | 975.12 |
| | | | |
| EPS (Unit Curr.) | 25.58 | 24.69 | 24.29 |
| EPS (Adj) (Unit Curr.) | 25.58 | 24.69 | 24.29 |
| Calculated EPS (Unit Curr.) | 25.59 | 24.69 | 24.29 |
| Calculated EPS (Adj) (Unit Curr.) | 25.59 | 24.69 | 24.29 |
| Calculated EPS (Ann.) (Unit Curr.) | 102.35 | 98.74 | 97.16 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 102.35 | 98.74 | 97.16 |
| Book Value (Unit Curr.) | 578.77 | 552.41 | 527.42 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 401.46 | 401.46 | 401.45 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 82.39 | 81.77 | 79.76 |
| PBDTM(%) | 44.13 | 43.98 | 44.28 |
| PATM(%) | 32.43 | 32.39 | 32.52 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 583.30 | 587.10 | 648.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 71182.10 | 69001.60 | 67638.50 |
| | | | |
| Return on Equity(%) | 18.09 | 18.29 | 18.47 |
| Operating Expenses to Net Interest Income(%) | 28.82 | 29.82 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 10.88 | 10.88 | 10.74 |
| Provision Coverage Ratio(%) | 10.74 | 10.46 | 10.28 |
| Capital Adequacy Ratio | 30.86 | 30.31 | 30.03 |
| Tier I Capital | 30.10 | 29.55 | 29.27 |
| Tier II Capital | 0.76 | 0.76 | 0.76 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.62 | 4.01 | 4.26 |
| (%) Net Non Performing Assets | 3.23 | 3.59 | 3.82 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 5.86 | 5.80 | 5.96 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |