| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 1737.95 | 1798.66 | 1748.22 |
| Total Income | 1741.77 | 1800.74 | 1749.66 |
| Interest | 609.54 | 628.67 | 593.95 |
| Employee Expenses | 307.67 | 297.19 | 289.07 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 144.72 | 134.07 | 122.47 |
| TOTAL OPERATING EXPENDITURE | 1061.93 | 1059.93 | 1005.49 |
| Operating Profit Before Prov. & Cont. | 679.84 | 740.81 | 744.17 |
| Provisions & Write Offs | 79.27 | 77.30 | 53.19 |
| Depreciation | 50.31 | 51.38 | 50.90 |
| TOTAL EXPENDITURE | 1191.51 | 1188.61 | 1109.58 |
| Tax | 146.25 | 148.70 | 164.33 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -10.33 | 10.04 | 0.81 |
| Reported Profit After Tax | 414.34 | 453.39 | 474.94 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 414.34 | 453.39 | 474.94 |
| | | | |
| EPS (Unit Curr.) | 4.90 | 5.36 | 5.61 |
| EPS (Adj) (Unit Curr.) | 4.90 | 5.36 | 5.61 |
| Calculated EPS (Unit Curr.) | 4.90 | 5.36 | 5.61 |
| Calculated EPS (Adj) (Unit Curr.) | 4.90 | 5.36 | 5.61 |
| Calculated EPS (Ann.) (Unit Curr.) | 19.58 | 21.43 | 22.44 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 19.58 | 21.43 | 22.44 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 50.00 | 50.00 |
| Equity | 169.29 | 169.29 | 169.29 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 69.63 | 71.84 | 73.50 |
| PBDTM(%) | 34.56 | 36.89 | 39.52 |
| PATM(%) | 23.84 | 25.21 | 27.17 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 24700.00 | 23700.00 | 23200.00 |
| | | | |
| Return on Equity(%) | 14.20 | 16.00 | 17.40 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 12.90 | 9.45 | 12.01 |
| Capital Adequacy Ratio | 31.00 | 29.88 | 29.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.80 | 2.46 | 2.40 |
| (%) Net Non Performing Assets | 2.50 | 2.23 | 2.10 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 4.20 | 4.60 | 4.90 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |