| Particulars | Sep 2025
Rs.Cr | Jun 2025
Rs.Cr | Mar 2025
Rs.Cr |
| Operating Income | 7469.58 | 7244.92 | 7025.05 |
| Total Income | 7590.13 | 7330.78 | 7120.69 |
| Interest | 3515.51 | 3466.25 | 3362.29 |
| Employee Expenses | 1063.19 | 924.30 | 921.76 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 483.31 | 461.70 | 441.70 |
| TOTAL OPERATING EXPENDITURE | 5062.01 | 4852.25 | 4725.75 |
| Operating Profit Before Prov. & Cont. | 2528.12 | 2478.53 | 2394.94 |
| Provisions & Write Offs | 897.01 | 882.10 | 625.29 |
| Depreciation | 70.36 | 66.79 | 63.43 |
| TOTAL EXPENDITURE | 6029.38 | 5801.14 | 5414.47 |
| Tax | 456.60 | 440.23 | 513.18 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -51.16 | -46.50 | -73.68 |
| Reported Profit After Tax | 1155.31 | 1135.91 | 1266.72 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1155.31 | 1135.91 | 1266.72 |
| | | | |
| EPS (Unit Curr.) | 13.73 | 13.51 | 15.06 |
| EPS (Adj) (Unit Curr.) | 13.73 | 13.51 | 15.06 |
| Calculated EPS (Unit Curr.) | 13.73 | 13.50 | 15.06 |
| Calculated EPS (Adj) (Unit Curr.) | 13.73 | 13.50 | 15.06 |
| Calculated EPS (Ann.) (Unit Curr.) | 54.90 | 53.99 | 60.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 54.90 | 53.99 | 60.23 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 168.35 | 168.30 | 168.25 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 68.90 | 69.88 | 73.05 |
| PBDTM(%) | 21.84 | 22.04 | 25.19 |
| PATM(%) | 15.47 | 15.68 | 18.03 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 199159.00 | 192148.00 | 184746.00 |
| | | | |
| Return on Equity(%) | 18.10 | 18.80 | 22.20 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 39.70 | 37.60 | 40.50 |
| Loan Loss Provision Ratio | 1.70 | 1.80 | 1.20 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 7.90 | 7.80 | 8.00 |
| Provision Coverage Ratio(%) | 33.88 | 34.41 | 34.58 |
| Capital Adequacy Ratio | 20.00 | 19.96 | 19.75 |
| Tier I Capital | 14.59 | 14.31 | 14.41 |
| Tier II Capital | 5.41 | 5.65 | 5.34 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 4.57 | 4.29 | 3.97 |
| (%) Net Non Performing Assets | 3.07 | 2.86 | 2.63 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.00 | 3.10 | 3.60 |
| Loans Disbursed(Amt Rs cr) | 24442.00 | 24325.00 | 26417.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |