| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 403.18 | 371.12 | 330.16 |
| Total Income | 412.44 | 384.96 | 342.86 |
| Interest | 181.21 | 167.31 | 143.10 |
| Employee Expenses | 54.78 | 64.63 | 61.63 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 51.71 | 46.29 | 32.97 |
| TOTAL OPERATING EXPENDITURE | 287.70 | 278.23 | 237.70 |
| Operating Profit Before Prov. & Cont. | 124.74 | 106.73 | 105.16 |
| Provisions & Write Offs | 54.29 | 41.28 | 44.34 |
| Depreciation | 13.24 | 12.49 | 10.71 |
| TOTAL EXPENDITURE | 355.23 | 332.00 | 292.75 |
| Tax | 13.24 | 9.08 | 8.38 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 3.43 | 6.38 | 6.21 |
| Reported Profit After Tax | 40.55 | 37.51 | 35.52 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 40.55 | 37.51 | 35.52 |
| | | | |
| EPS (Unit Curr.) | 4.41 | 4.09 | 3.87 |
| EPS (Adj) (Unit Curr.) | 4.32 | 4.01 | 3.79 |
| Calculated EPS (Unit Curr.) | 4.41 | 4.08 | 3.87 |
| Calculated EPS (Adj) (Unit Curr.) | 4.32 | 4.00 | 3.79 |
| Calculated EPS (Ann.) (Unit Curr.) | 17.64 | 16.32 | 15.49 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 17.29 | 15.99 | 15.18 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 91.95 | 91.95 | 91.76 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 62.42 | 62.72 | 61.77 |
| PBDTM(%) | 17.47 | 17.64 | 18.42 |
| PATM(%) | 10.06 | 10.11 | 10.76 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 120.00 | 123.00 | 105.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 12003.00 | 11067.00 | 10157.00 |
| | | | |
| Return on Equity(%) | 8.90 | 8.40 | 8.50 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 51.80 | 56.70 | 53.30 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 47.00 | 47.00 | 47.00 |
| Capital Adequacy Ratio | 19.40 | 21.52 | 24.45 |
| Tier I Capital | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.30 | 2.10 | 2.10 |
| (%) Net Non Performing Assets | 1.60 | 1.50 | 1.30 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.50 | 1.90 | 2.00 |
| Loans Disbursed(Amt Rs cr) | 2436.00 | 2098.00 | 1971.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |