| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 4673.95 | 4618.69 | 4421.04 |
| Total Income | 4831.74 | 4766.56 | 4555.82 |
| Interest | 795.26 | 828.64 | 787.68 |
| Employee Expenses | 154.25 | 152.28 | 148.77 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1920.27 | 1906.11 | 1811.77 |
| TOTAL OPERATING EXPENDITURE | 2869.78 | 2887.03 | 2748.22 |
| Operating Profit Before Prov. & Cont. | 1961.96 | 1879.53 | 1807.60 |
| Provisions & Write Offs | 1245.12 | 1313.14 | 1212.04 |
| Depreciation | -1.69 | 48.76 | 50.35 |
| TOTAL EXPENDITURE | 4113.21 | 4248.93 | 4010.61 |
| Tax | 165.10 | 160.47 | 200.57 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 19.25 | -26.07 | -59.78 |
| Reported Profit After Tax | 534.18 | 383.23 | 404.42 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 534.18 | 383.23 | 404.42 |
| | | | |
| EPS (Unit Curr.) | 5.62 | 4.03 | 4.25 |
| EPS (Adj) (Unit Curr.) | 5.62 | 4.03 | 4.25 |
| Calculated EPS (Unit Curr.) | 5.61 | 4.03 | 4.25 |
| Calculated EPS (Adj) (Unit Curr.) | 5.61 | 4.03 | 4.25 |
| Calculated EPS (Ann.) (Unit Curr.) | 22.46 | 16.11 | 17.01 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 22.46 | 16.11 | 17.01 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 25.00 | 0.00 |
| Equity | 951.36 | 951.35 | 951.27 |
| Reserve & Surplus | 12830.36 | 12524.42 | 12138.36 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 32.35 | 30.20 | 31.29 |
| PBDTM(%) | 15.34 | 12.26 | 13.47 |
| PATM(%) | 11.43 | 8.30 | 9.15 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 |
| | | | |
| Return on Equity(%) | 15.50 | 11.50 | 12.50 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 51.40 | 53.50 | 53.40 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 11.20 | 10.60 | 10.60 |
| Provision Coverage Ratio(%) | 53.46 | 64.35 | 64.35 |
| Capital Adequacy Ratio | 22.85 | 22.90 | 22.13 |
| Tier I Capital | 17.50 | 17.00 | 16.30 |
| Tier II Capital | 5.35 | 5.90 | 5.83 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.08 | 3.24 | 3.27 |
| (%) Net Non Performing Assets | 1.46 | 1.18 | 1.19 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.40 | 2.40 | 2.70 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |