| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 14938.86 | 13043.69 | 13206.57 |
| Total Income | 14943.68 | 13052.53 | 13215.31 |
| Interest | 7810.90 | 7724.52 | 7500.68 |
| Employee Expenses | 87.13 | 62.57 | 58.94 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | -45.71 | 309.96 |
| Other Expenses | 493.18 | 151.96 | 13.05 |
| TOTAL OPERATING EXPENDITURE | 8391.21 | 7893.34 | 7882.63 |
| Operating Profit Before Prov. & Cont. | 6552.47 | 5159.19 | 5332.68 |
| Provisions & Write Offs | 444.71 | 74.48 | -124.10 |
| Depreciation | 6.45 | 5.41 | 4.29 |
| TOTAL EXPENDITURE | 8842.37 | 7973.23 | 7762.82 |
| Tax | 967.72 | 928.18 | 883.34 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 24.64 | -3.80 | 198.71 |
| Reported Profit After Tax | 5108.95 | 4154.92 | 4370.44 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 5108.95 | 4154.92 | 4370.44 |
| | | | |
| EPS (Unit Curr.) | 15.48 | 12.59 | 13.24 |
| EPS (Adj) (Unit Curr.) | 15.48 | 12.59 | 13.24 |
| Calculated EPS (Unit Curr.) | 15.48 | 12.59 | 13.24 |
| Calculated EPS (Adj) (Unit Curr.) | 15.48 | 12.59 | 13.24 |
| Calculated EPS (Ann.) (Unit Curr.) | 61.92 | 50.36 | 52.97 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 61.92 | 50.36 | 52.97 |
| Book Value (Unit Curr.) | 275.56 | 267.76 | 260.37 |
| Dividend (%) | 0.00 | 35.00 | 35.00 |
| Equity | 3300.10 | 3300.10 | 3300.10 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 93.17 | 98.20 | 98.11 |
| PBDTM(%) | 40.89 | 38.98 | 41.32 |
| PATM(%) | 34.20 | 31.85 | 33.09 |
| | | | |
| Net Interest Income | 5910.00 | 4694.00 | 4408.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 22.08 | 24.15 | 24.38 |
| Tier I Capital | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.94 | 2.68 | 2.71 |
| (%) Net Non Performing Assets | 0.39 | 0.71 | 0.72 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 34151.00 | 46663.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 543120.41 | 503823.71 | 493363.00 |