| Particulars | Mar 2026
Rs.Cr | Dec 2025
Rs.Cr | Sep 2025
Rs.Cr |
| Operating Income | 4799.96 | 4753.59 | 4472.67 |
| Total Income | 4810.07 | 4763.22 | 4489.24 |
| Interest | 2070.73 | 2102.62 | 2066.29 |
| Employee Expenses | 519.76 | 520.34 | 490.90 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 398.86 | 514.45 | 349.95 |
| TOTAL OPERATING EXPENDITURE | 2989.35 | 3137.41 | 2907.14 |
| Operating Profit Before Prov. & Cont. | 1820.72 | 1625.81 | 1582.10 |
| Provisions & Write Offs | 560.29 | 469.88 | 751.38 |
| Depreciation | 99.09 | 85.50 | 83.19 |
| TOTAL EXPENDITURE | 3648.73 | 3692.79 | 3741.71 |
| Tax | 298.90 | 209.98 | 256.71 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -10.54 | 50.01 | -78.49 |
| Reported Profit After Tax | 872.98 | 810.44 | 569.31 |
| Extra-ordinary Items | 0.00 | -88.83 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 872.98 | 899.27 | 569.31 |
| | | | |
| EPS (Unit Curr.) | 6.28 | 5.83 | 4.10 |
| EPS (Adj) (Unit Curr.) | 6.28 | 5.83 | 4.10 |
| Calculated EPS (Unit Curr.) | 6.28 | 5.83 | 4.10 |
| Calculated EPS (Adj) (Unit Curr.) | 6.28 | 5.83 | 4.10 |
| Calculated EPS (Ann.) (Unit Curr.) | 25.13 | 23.33 | 16.39 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 25.13 | 23.33 | 16.39 |
| Book Value (Unit Curr.) | 178.10 | 171.40 | 165.60 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 277.91 | 277.87 | 277.87 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 69.40 | 68.55 | 64.77 |
| PBDTM(%) | 26.26 | 24.32 | 18.57 |
| PATM(%) | 18.19 | 17.05 | 12.73 |
| | | | |
| Net Interest Income | 2729.00 | 2651.00 | 2406.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 134096.00 | 128965.00 | 127246.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 7.50 | 7.50 | 7.00 |
| Provision Coverage Ratio(%) | 58.55 | 53.02 | 53.00 |
| Capital Adequacy Ratio | 18.80 | 19.82 | 19.50 |
| Tier I Capital | 16.70 | 17.40 | 16.90 |
| Tier II Capital | 2.10 | 2.42 | 2.60 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.41 | 3.80 | 3.94 |
| (%) Net Non Performing Assets | 1.44 | 1.82 | 1.89 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 17184.00 | 17612.00 | 13514.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 130160.00 | 125088.00 | 123211.00 |