| Particulars | Dec 2025
Rs.Cr | Sep 2025
Rs.Cr | Jun 2025
Rs.Cr |
| Operating Income | 4753.59 | 4472.67 | 4419.37 |
| Total Income | 4763.22 | 4489.24 | 4437.75 |
| Interest | 2102.62 | 2066.29 | 2152.41 |
| Employee Expenses | 520.34 | 490.90 | 523.17 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 514.45 | 349.95 | 334.27 |
| TOTAL OPERATING EXPENDITURE | 3137.41 | 2907.14 | 3009.85 |
| Operating Profit Before Prov. & Cont. | 1625.81 | 1582.10 | 1427.90 |
| Provisions & Write Offs | 469.88 | 751.38 | 659.67 |
| Depreciation | 85.50 | 83.19 | 74.90 |
| TOTAL EXPENDITURE | 3692.79 | 3741.71 | 3744.42 |
| Tax | 209.98 | 256.71 | 159.70 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 50.01 | -78.49 | 4.13 |
| Reported Profit After Tax | 810.44 | 569.31 | 529.50 |
| Extra-ordinary Items | -88.83 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 899.27 | 569.31 | 529.50 |
| | | | |
| EPS (Unit Curr.) | 5.83 | 4.10 | 4.07 |
| EPS (Adj) (Unit Curr.) | 5.83 | 4.10 | 4.07 |
| Calculated EPS (Unit Curr.) | 5.83 | 4.10 | 3.81 |
| Calculated EPS (Adj) (Unit Curr.) | 5.83 | 4.10 | 3.81 |
| Calculated EPS (Ann.) (Unit Curr.) | 23.33 | 16.39 | 15.24 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 23.33 | 16.39 | 15.24 |
| Book Value (Unit Curr.) | 171.40 | 165.60 | 168.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 277.87 | 277.87 | 277.87 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 68.55 | 64.77 | 66.09 |
| PBDTM(%) | 24.32 | 18.57 | 17.38 |
| PATM(%) | 17.05 | 12.73 | 11.98 |
| | | | |
| Net Interest Income | 2651.00 | 2406.00 | 2267.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 128965.00 | 127246.00 | 122008.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 40.80 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 7.50 | 7.00 | 6.70 |
| Provision Coverage Ratio(%) | 53.02 | 53.00 | 51.43 |
| Capital Adequacy Ratio | 19.82 | 19.50 | 20.62 |
| Tier I Capital | 17.40 | 16.90 | 17.90 |
| Tier II Capital | 2.42 | 2.60 | 2.72 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.80 | 3.94 | 3.80 |
| (%) Net Non Performing Assets | 1.82 | 1.89 | 1.90 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 1.60 |
| Loans Disbursed(Amt Rs cr) | 17612.00 | 13514.00 | 12808.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 125088.00 | 123211.00 | 118308.00 |