| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 4240.80 | 4143.00 | 3897.48 |
| Total Income | 4245.09 | 4144.39 | 3925.06 |
| Interest | 2089.59 | 2045.88 | 1934.25 |
| Employee Expenses | 497.58 | 489.17 | 446.04 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 372.49 | 317.35 | 281.93 |
| TOTAL OPERATING EXPENDITURE | 2959.66 | 2852.40 | 2662.22 |
| Operating Profit Before Prov. & Cont. | 1285.43 | 1291.99 | 1262.84 |
| Provisions & Write Offs | 457.10 | 9.14 | 703.46 |
| Depreciation | 72.67 | 70.27 | 66.73 |
| TOTAL EXPENDITURE | 3489.43 | 2931.81 | 3432.41 |
| Tax | 186.47 | 249.55 | 176.75 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 6.05 | 63.56 | -53.57 |
| Reported Profit After Tax | 563.14 | 899.47 | 369.47 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 563.14 | 899.47 | 369.47 |
| | | | |
| EPS (Unit Curr.) | 4.56 | 7.28 | 2.99 |
| EPS (Adj) (Unit Curr.) | 4.44 | 7.08 | 2.91 |
| Calculated EPS (Unit Curr.) | 4.56 | 7.29 | 2.99 |
| Calculated EPS (Adj) (Unit Curr.) | 4.44 | 7.09 | 2.91 |
| Calculated EPS (Ann.) (Unit Curr.) | 18.24 | 29.14 | 11.97 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 17.75 | 28.35 | 11.65 |
| Book Value (Unit Curr.) | 160.40 | 155.60 | 148.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 246.98 | 246.93 | 246.93 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 68.81 | 80.35 | 63.98 |
| PBDTM(%) | 19.53 | 30.96 | 14.35 |
| PATM(%) | 13.28 | 21.71 | 9.48 |
| | | | |
| Net Interest Income | 2151.00 | 2097.00 | 1963.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 119673.00 | 0.00 | 0.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 6.50 | 6.60 | 6.50 |
| Provision Coverage Ratio(%) | 51.20 | 50.10 | 59.48 |
| Capital Adequacy Ratio | 18.30 | 17.81 | 16.73 |
| Tier I Capital | 15.20 | 15.10 | 14.80 |
| Tier II Capital | 3.10 | 2.71 | 1.93 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.70 | 3.93 | 3.83 |
| (%) Net Non Performing Assets | 1.80 | 2.00 | 1.59 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 15530.00 | 16467.00 | 13162.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 116214.00 | 111630.00 | 108519.00 |