| Particulars | Sep 2025
Rs.Cr | Jun 2025
Rs.Cr | Mar 2025
Rs.Cr |
| Operating Income | 4472.67 | 4419.37 | 4240.80 |
| Total Income | 4489.24 | 4437.75 | 4245.09 |
| Interest | 2066.29 | 2152.41 | 2089.59 |
| Employee Expenses | 490.90 | 523.17 | 497.58 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 349.95 | 334.27 | 372.49 |
| TOTAL OPERATING EXPENDITURE | 2907.14 | 3009.85 | 2959.66 |
| Operating Profit Before Prov. & Cont. | 1582.10 | 1427.90 | 1285.43 |
| Provisions & Write Offs | 751.38 | 659.67 | 457.10 |
| Depreciation | 83.19 | 74.90 | 72.67 |
| TOTAL EXPENDITURE | 3741.71 | 3744.42 | 3489.43 |
| Tax | 256.71 | 159.70 | 186.47 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -78.49 | 4.13 | 6.05 |
| Reported Profit After Tax | 569.31 | 529.50 | 563.14 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 569.31 | 529.50 | 563.14 |
| | | | |
| EPS (Unit Curr.) | 4.10 | 4.07 | 4.56 |
| EPS (Adj) (Unit Curr.) | 4.10 | 4.07 | 4.44 |
| Calculated EPS (Unit Curr.) | 4.10 | 3.81 | 4.56 |
| Calculated EPS (Adj) (Unit Curr.) | 4.10 | 3.81 | 4.44 |
| Calculated EPS (Ann.) (Unit Curr.) | 16.39 | 15.24 | 18.24 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 16.39 | 15.24 | 17.75 |
| Book Value (Unit Curr.) | 0.00 | 168.00 | 160.40 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 277.87 | 277.87 | 246.98 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 64.77 | 66.09 | 68.81 |
| PBDTM(%) | 18.57 | 17.38 | 19.53 |
| PATM(%) | 12.73 | 11.98 | 13.28 |
| | | | |
| Net Interest Income | 0.00 | 2267.00 | 2151.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 122008.00 | 119673.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 40.80 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 6.70 | 6.50 |
| Provision Coverage Ratio(%) | 0.00 | 51.43 | 51.20 |
| Capital Adequacy Ratio | 0.00 | 20.62 | 18.30 |
| Tier I Capital | 0.00 | 17.90 | 15.20 |
| Tier II Capital | 0.00 | 2.72 | 3.10 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 3.80 | 3.70 |
| (%) Net Non Performing Assets | 0.00 | 1.90 | 1.80 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 1.60 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 12808.00 | 15530.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 118308.00 | 116214.00 |