| Particulars | Dec 2023
Rs.Cr | Sep 2023
Rs.Cr | Jun 2023
Rs.Cr |
| Operating Income | 1158.68 | 1062.33 | 1012.25 |
| Total Income | 1162.82 | 1080.53 | 1022.31 |
| Interest | 437.57 | 407.46 | 387.80 |
| Employee Expenses | 189.06 | 189.20 | 169.20 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 232.09 | 216.84 | 226.72 |
| TOTAL OPERATING EXPENDITURE | 858.72 | 813.50 | 783.72 |
| Operating Profit Before Prov. & Cont. | 304.10 | 267.03 | 238.59 |
| Provisions & Write Offs | 94.71 | 54.36 | 5.36 |
| Depreciation | 32.71 | 32.09 | 32.46 |
| TOTAL EXPENDITURE | 986.14 | 899.95 | 821.54 |
| Tax | 77.22 | 62.75 | 54.84 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -32.19 | -18.87 | -5.49 |
| Reported Profit After Tax | 131.65 | 136.70 | 151.42 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 131.65 | 136.70 | 151.42 |
| | | | |
| EPS (Unit Curr.) | 3.45 | 3.59 | 3.98 |
| EPS (Adj) (Unit Curr.) | 3.35 | 3.49 | 3.87 |
| Calculated EPS (Unit Curr.) | 3.45 | 3.59 | 3.98 |
| Calculated EPS (Adj) (Unit Curr.) | 3.35 | 3.49 | 3.87 |
| Calculated EPS (Ann.) (Unit Curr.) | 13.81 | 14.35 | 15.92 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 13.41 | 13.94 | 15.46 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 200.00 | 0.00 | 0.00 |
| Equity | 76.26 | 76.23 | 76.11 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 55.84 | 58.37 | 61.35 |
| PBDTM(%) | 18.07 | 20.02 | 23.04 |
| PATM(%) | 11.36 | 12.87 | 14.96 |
| | | | |
| Net Interest Income | 230.00 | 312.60 | 327.00 |
| Operating Expenses | 378.60 | 355.90 | 335.60 |
| Loan Losses & Provision | 94.70 | 102.90 | 73.00 |
| Assets Under Management | 31430.00 | 29775.00 | 0.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 12.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 55.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 53.70 | 48.18 | 48.26 |
| Capital Adequacy Ratio | 19.60 | 20.50 | 20.60 |
| Tier I Capital | 12.50 | 13.10 | 13.00 |
| Tier II Capital | 7.10 | 7.40 | 7.60 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.43 | 1.65 | 1.36 |
| (%) Net Non Performing Assets | 0.67 | 0.85 | 0.70 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 2.50 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 27511.00 |