| Particulars | Dec 2025
Rs.Cr | Sep 2025
Rs.Cr | Jun 2025
Rs.Cr |
| Operating Income | 815.07 | 799.44 | 786.68 |
| Total Income | 822.22 | 806.50 | 791.19 |
| Interest | 188.53 | 179.98 | 187.29 |
| Employee Expenses | 159.72 | 143.62 | 156.07 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 38.45 | 40.83 | 36.86 |
| TOTAL OPERATING EXPENDITURE | 386.70 | 364.43 | 380.22 |
| Operating Profit Before Prov. & Cont. | 435.52 | 442.07 | 410.97 |
| Provisions & Write Offs | 57.10 | 51.04 | 47.78 |
| Depreciation | 9.61 | 9.11 | 8.22 |
| TOTAL EXPENDITURE | 453.41 | 424.58 | 436.22 |
| Tax | 109.50 | 94.83 | 101.14 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -17.71 | 0.95 | -12.50 |
| Reported Profit After Tax | 277.03 | 286.14 | 266.31 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 277.03 | 286.14 | 266.31 |
| | | | |
| EPS (Unit Curr.) | 9.41 | 9.72 | 9.04 |
| EPS (Adj) (Unit Curr.) | 9.41 | 9.72 | 9.04 |
| Calculated EPS (Unit Curr.) | 9.41 | 9.72 | 9.04 |
| Calculated EPS (Adj) (Unit Curr.) | 9.41 | 9.72 | 9.04 |
| Calculated EPS (Ann.) (Unit Curr.) | 37.64 | 38.87 | 36.18 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 37.64 | 38.87 | 36.18 |
| Book Value (Unit Curr.) | 236.95 | 228.85 | 219.93 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 29.44 | 29.45 | 29.44 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 69.56 | 71.43 | 69.97 |
| PBDTM(%) | 46.43 | 48.91 | 46.17 |
| PATM(%) | 33.99 | 35.79 | 33.85 |
| | | | |
| Net Interest Income | 633.70 | 626.50 | 603.90 |
| Operating Expenses | 207.80 | 193.60 | 201.10 |
| Loan Losses & Provision | 57.10 | 51.00 | 47.80 |
| Assets Under Management | 12964.10 | 12847.10 | 12457.80 |
| | | | |
| Return on Equity(%) | 15.80 | 16.91 | 16.57 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 41.93 | 39.17 | 41.34 |
| Loan Loss Provision Ratio | 1.44 | 1.34 | 1.30 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 16.04 | 16.41 | 16.43 |
| Provision Coverage Ratio(%) | 39.84 | 45.19 | 50.02 |
| Capital Adequacy Ratio | 51.63 | 51.04 | 49.15 |
| Tier I Capital | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.18 | 2.64 | 2.46 |
| (%) Net Non Performing Assets | 1.94 | 1.46 | 1.25 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 7.00 | 7.49 | 7.24 |
| Loans Disbursed(Amt Rs cr) | 976.40 | 1195.90 | 1290.10 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |