| Particulars | Mar 2024
Rs.Cr | Dec 2023
Rs.Cr | Sep 2023
Rs.Cr |
| Operating Income | 322.41 | 267.71 | 244.57 |
| Total Income | 330.39 | 279.31 | 253.63 |
| Interest | 128.14 | 116.70 | 105.40 |
| Employee Expenses | 51.41 | 48.49 | 46.03 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 43.93 | 28.92 | 28.07 |
| TOTAL OPERATING EXPENDITURE | 223.48 | 194.11 | 179.50 |
| Operating Profit Before Prov. & Cont. | 106.91 | 85.20 | 74.13 |
| Provisions & Write Offs | 41.06 | 29.72 | 24.56 |
| Depreciation | 9.90 | 9.11 | 8.77 |
| TOTAL EXPENDITURE | 274.44 | 232.94 | 212.83 |
| Tax | 11.39 | 6.98 | 8.90 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 11.87 | 6.87 | 3.00 |
| Reported Profit After Tax | 32.69 | 32.53 | 28.89 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 32.69 | 32.53 | 28.89 |
| | | | |
| EPS (Unit Curr.) | 3.57 | 3.56 | 3.17 |
| EPS (Adj) (Unit Curr.) | 3.57 | 3.56 | 3.17 |
| Calculated EPS (Unit Curr.) | 3.57 | 3.56 | 3.17 |
| Calculated EPS (Adj) (Unit Curr.) | 3.57 | 3.56 | 3.17 |
| Calculated EPS (Ann.) (Unit Curr.) | 14.28 | 14.24 | 12.66 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 14.28 | 14.24 | 12.66 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 150.20 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 91.59 | 91.36 | 91.26 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 60.17 | 64.32 | 63.36 |
| PBDTM(%) | 20.42 | 20.72 | 20.27 |
| PATM(%) | 10.14 | 12.15 | 11.81 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 105.20 | 86.50 | 83.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 9047.00 | 8364.00 | 7592.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 8.50 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 56.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 49.00 |
| Capital Adequacy Ratio | 20.75 | 0.00 | 24.80 |
| Tier I Capital | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.00 | 2.00 | 1.90 |
| (%) Net Non Performing Assets | 1.10 | 1.10 | 1.10 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 2.30 |
| Loans Disbursed(Amt Rs cr) | 1554.00 | 1552.00 | 1476.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |