| Particulars | Mar 2024
Rs.Cr | Dec 2023
Rs.Cr | Sep 2023
Rs.Cr |
| Operating Income | 12486.59 | 11853.91 | 11175.03 |
| Total Income | 12764.43 | 12104.53 | 11409.98 |
| Interest | 3860.80 | 3618.32 | 3351.26 |
| Employee Expenses | 1503.49 | 1527.22 | 1452.45 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1377.48 | 1258.26 | 1211.70 |
| TOTAL OPERATING EXPENDITURE | 6741.77 | 6403.80 | 6015.41 |
| Operating Profit Before Prov. & Cont. | 6022.66 | 5700.73 | 5394.57 |
| Provisions & Write Offs | 1277.51 | 1247.52 | 1058.55 |
| Depreciation | 178.69 | 161.91 | 145.21 |
| TOTAL EXPENDITURE | 8197.97 | 7813.23 | 7219.17 |
| Tax | 1141.00 | 1097.00 | 1068.50 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 23.55 | 16.91 | 16.56 |
| Reported Profit After Tax | 3401.91 | 3177.39 | 3105.75 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 3401.91 | 3177.39 | 3105.75 |
| | | | |
| EPS (Unit Curr.) | 55.07 | 51.89 | 51.32 |
| EPS (Adj) (Unit Curr.) | 55.07 | 51.89 | 51.32 |
| Calculated EPS (Unit Curr.) | 55.05 | 51.44 | 51.31 |
| Calculated EPS (Adj) (Unit Curr.) | 55.05 | 51.44 | 51.31 |
| Calculated EPS (Ann.) (Unit Curr.) | 220.19 | 205.76 | 205.24 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 220.19 | 205.76 | 205.24 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 123.60 | 123.54 | 121.06 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 68.92 | 68.09 | 68.79 |
| PBDTM(%) | 38.00 | 37.57 | 38.80 |
| PATM(%) | 27.24 | 26.80 | 27.79 |
| | | | |
| Net Interest Income | 8904.00 | 6973.00 | 8059.00 |
| Operating Expenses | 3060.00 | 2946.00 | 2809.00 |
| Loan Losses & Provision | 1278.00 | 1248.00 | 1059.00 |
| Assets Under Management | 244826.00 | 232040.00 | 214891.00 |
| | | | |
| Return on Equity(%) | 0.00 | 20.41 | 22.44 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 57.00 | 62.00 | 66.00 |
| Capital Adequacy Ratio | 22.52 | 23.87 | 23.19 |
| Tier I Capital | 21.51 | 22.80 | 21.90 |
| Tier II Capital | 1.01 | 1.07 | 1.29 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.05 | 1.18 | 1.14 |
| (%) Net Non Performing Assets | 0.46 | 0.46 | 0.39 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 5.16 |
| Return on Assets | 4.80 | 5.73 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |