| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 15486.39 | 14991.41 | 14146.54 |
| Total Income | 15808.40 | 15393.91 | 17035.90 |
| Interest | 4914.16 | 4777.29 | 4544.31 |
| Employee Expenses | 1783.53 | 1808.79 | 1683.37 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1669.63 | 1617.23 | 1518.54 |
| TOTAL OPERATING EXPENDITURE | 8367.32 | 8203.31 | 7746.22 |
| Operating Profit Before Prov. & Cont. | 7441.08 | 7190.60 | 9289.68 |
| Provisions & Write Offs | 2300.22 | 2007.98 | 1903.30 |
| Depreciation | 235.99 | 204.56 | 195.66 |
| TOTAL EXPENDITURE | 10903.53 | 10415.85 | 9845.18 |
| Tax | 883.43 | 1288.36 | 1527.44 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 81.00 | -16.11 | 49.57 |
| Reported Profit After Tax | 3940.44 | 3705.81 | 5613.71 |
| Extra-ordinary Items | 0.00 | 0.00 | 1986.16 |
| Adjusted Profit After Extra-ordinary item | 3940.44 | 3705.81 | 3627.55 |
| | | | |
| EPS (Unit Curr.) | 63.65 | 59.89 | 90.76 |
| EPS (Adj) (Unit Curr.) | 63.65 | 59.89 | 90.76 |
| Calculated EPS (Unit Curr.) | 63.47 | 59.89 | 90.74 |
| Calculated EPS (Adj) (Unit Curr.) | 63.47 | 59.89 | 90.74 |
| Calculated EPS (Ann.) (Unit Curr.) | 253.87 | 239.55 | 362.97 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 253.87 | 239.55 | 362.97 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 124.17 | 123.76 | 123.73 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 64.93 | 66.44 | 84.34 |
| PBDTM(%) | 33.20 | 34.57 | 52.21 |
| PATM(%) | 25.44 | 24.72 | 39.68 |
| | | | |
| Net Interest Income | 8910.00 | 8500.00 | 8054.00 |
| Operating Expenses | 3689.00 | 3631.00 | 3397.00 |
| Loan Losses & Provision | 2300.00 | 2008.00 | 1903.00 |
| Assets Under Management | 308832.00 | 293370.00 | 275043.00 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 17.98 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 53.00 | 57.00 | 57.00 |
| Capital Adequacy Ratio | 21.93 | 21.57 | 21.69 |
| Tier I Capital | 21.09 | 20.79 | 20.90 |
| Tier II Capital | 0.84 | 0.78 | 0.79 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.18 | 1.41 | 1.33 |
| (%) Net Non Performing Assets | 0.56 | 0.61 | 0.58 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 5.16 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |