| Particulars | Mar 2025
Rs.Cr | Dec 2024
Rs.Cr | Sep 2024
Rs.Cr |
| Operating Income | 636.21 | 596.74 | 579.16 |
| Total Income | 637.49 | 597.92 | 580.45 |
| Interest | 264.74 | 258.71 | 248.85 |
| Employee Expenses | 111.95 | 90.64 | 83.61 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 50.14 | 44.88 | 44.21 |
| TOTAL OPERATING EXPENDITURE | 426.83 | 394.23 | 376.67 |
| Operating Profit Before Prov. & Cont. | 210.66 | 203.69 | 203.78 |
| Provisions & Write Offs | 7.64 | 6.07 | 4.83 |
| Depreciation | 9.79 | 9.22 | 8.93 |
| TOTAL EXPENDITURE | 444.26 | 409.52 | 390.43 |
| Tax | 33.01 | 36.19 | 36.63 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 6.54 | 5.78 | 5.48 |
| Reported Profit After Tax | 153.68 | 146.42 | 147.91 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 153.68 | 146.42 | 147.91 |
| | | | |
| EPS (Unit Curr.) | 19.42 | 18.50 | 18.69 |
| EPS (Adj) (Unit Curr.) | 19.42 | 18.50 | 18.69 |
| Calculated EPS (Unit Curr.) | 19.42 | 18.50 | 18.69 |
| Calculated EPS (Adj) (Unit Curr.) | 19.42 | 18.50 | 18.69 |
| Calculated EPS (Ann.) (Unit Curr.) | 77.66 | 74.01 | 74.75 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 77.66 | 74.01 | 74.75 |
| Book Value (Unit Curr.) | 550.90 | 530.30 | 511.50 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 79.15 | 79.14 | 79.14 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 73.52 | 76.47 | 77.32 |
| PBDTM(%) | 31.91 | 33.12 | 34.35 |
| PATM(%) | 24.16 | 24.54 | 25.54 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 169.30 | 142.21 | 134.57 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 20420.20 | 19238.00 | 18395.60 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 4.89 | 4.94 | 4.89 |
| Net Interest Margin(%) | 0.00 | 0.00 | 7.31 |
| Provision Coverage Ratio(%) | 60.87 | 57.23 | 59.11 |
| Capital Adequacy Ratio | 44.50 | 45.56 | 46.48 |
| Tier I Capital | 44.38 | 45.45 | 46.24 |
| Tier II Capital | 0.12 | 0.11 | 0.24 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.08 | 1.14 | 1.08 |
| (%) Net Non Performing Assets | 0.73 | 0.81 | 0.78 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |