| Particulars | Mar 2024
Rs.Cr | Dec 2023
Rs.Cr | Sep 2023
Rs.Cr |
| Operating Income | 546.02 | 508.01 | 496.66 |
| Total Income | 546.80 | 509.20 | 497.44 |
| Interest | 221.56 | 216.57 | 203.60 |
| Employee Expenses | 95.86 | 83.12 | 82.02 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 38.47 | 43.15 | 41.13 |
| TOTAL OPERATING EXPENDITURE | 355.89 | 342.84 | 326.75 |
| Operating Profit Before Prov. & Cont. | 190.91 | 166.36 | 170.69 |
| Provisions & Write Offs | 4.32 | 7.97 | 6.52 |
| Depreciation | 9.10 | 8.65 | 7.63 |
| TOTAL EXPENDITURE | 369.31 | 359.46 | 340.90 |
| Tax | 30.69 | 31.05 | 31.39 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 4.19 | 2.04 | 3.43 |
| Reported Profit After Tax | 142.62 | 116.65 | 121.72 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 142.62 | 116.65 | 121.72 |
| | | | |
| EPS (Unit Curr.) | 18.02 | 14.74 | 15.39 |
| EPS (Adj) (Unit Curr.) | 18.02 | 14.74 | 15.39 |
| Calculated EPS (Unit Curr.) | 18.02 | 14.74 | 15.38 |
| Calculated EPS (Adj) (Unit Curr.) | 18.02 | 14.74 | 15.38 |
| Calculated EPS (Ann.) (Unit Curr.) | 72.08 | 58.96 | 61.53 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 72.08 | 58.96 | 61.53 |
| Book Value (Unit Curr.) | 476.80 | 458.90 | 444.10 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 79.14 | 79.14 | 79.12 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| | | | |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| | | | |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| | | | |
| PBIDTM(%) | 74.75 | 73.81 | 74.05 |
| PBDTM(%) | 34.17 | 31.18 | 33.05 |
| PATM(%) | 26.12 | 22.96 | 24.51 |
| | | | |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 142.20 | 132.92 | 127.69 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 17312.60 | 16079.50 | 15319.50 |
| | | | |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 5.06 | 5.12 | 5.29 |
| Net Interest Margin(%) | 8.00 | 8.00 | 0.00 |
| Provision Coverage Ratio(%) | 64.33 | 59.34 | 61.58 |
| Capital Adequacy Ratio | 43.99 | 45.01 | 48.16 |
| Tier I Capital | 43.76 | 44.80 | 47.95 |
| Tier II Capital | 0.23 | 0.21 | 0.21 |
| | | | |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.94 | 1.09 | 1.04 |
| (%) Net Non Performing Assets | 0.67 | 0.79 | 0.76 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.16 | 3.16 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |