The Bank continues to focus on growing the share of granular retail deposits in the overall deposit mix, with deposits below Rs 3 crore constituting approximately 51.4% of the overall deposits of the Bank as of 30 June 2025.

The CASA rose by 11% to Rs 36,606 crore as of 30 June 2025, compared to Rs 33,003 crore recorded as of 30 June 2024. The CASA ratio decreased to 32.5% as of 30 June 2025, compared to 32.6% reported during the same period a year ago.

The liquidity coverage ratio (LCR) stood at 152% as of 30 June 2025, compared to 137% as of 30 June 2024.

The bank's gross advances increased by 9% to Rs 96,704 crore as of 30 June 2025, compared to Rs 88,443 crore recorded as of 30 June 2024.

RBL Bank said that retail advances grew 7% YoY & 2% QoQ, while wholesale advances grew 13% YoY & 3% QoQ for the quarter ended June 30, 2025. Within wholesale, commercial banking advances grew 32% YoY & 6% QoQ. Within retail, secured retail advances grew 23% YoY & 5% QoQ, while unsecured retail advances degrew 7% YoY & 2% QoQ. The mix of retail and wholesale advances was approximately 60:40.

RBL Bank is one of India's leading private sector banks with an expanding presence across the country. The bank offers specialized services under five business verticals, namely: corporate & institutional banking, commercial banking, branch & business banking, retail assets, and treasury and financial markets operations.

The private lender's standalone net profit tumbled 80.52% to Rs 68.70 crore on a 6.19% increase in total income to Rs 4,475.60 crore in Q4 FY25 over Q4 FY24.

Shares of RBL Bank shed 0.30% to Rs 252.50 on the BSE.